Our
fees
Understanding our fees
Our Guided Annuity Service is delivered in two stages.
It's a step-by-step process that will help you find the annuity with the highest income.
We’ll be there at each step to make sure you feel comfortable with the choices you make and have the support you need to make an informed decision.
Pre-retirement
Stage one relates to the production of your bespoke Pre-Retirement Report.
The report will guide you through the options you can add to your annuity and helps you weigh up how each option may affect the income you receive. It also includes logins to our online ASSIST tool which will allow you to model various annuity options using real-time rates from the open market. You’ll also have access to our helpdesk team who can support you with any queries you may have.
Our fee for this stage is £180 (inclusive of VAT).
If you agree to use the service, an invoice and payment details will be sent with your Pre-Retirement Report. Payments can be made via cheque or bank transfer.
At-Retirement
Stage two relates to the production of your bespoke At-Retirement Report.
We will identify the annuity provider offering the highest level of income based on your selected options and the personal health and lifestyle information provided to us.
We'll include for you the purchase of your guaranteed income for life (annuity) and any administration required to place the annuity with your chosen provider.
We’ll arrange for your scheme to pay any tax-free cash and complete the purchase of your annuity.
We will be paid by commission from the annuity provider. The amount of commission we receive will be made clear to you in the paperwork you will receive.